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	<title>Comments for Real Estate Money Matters</title>
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	<link>http://www.aboutcaliforniahomeloans.com/blog</link>
	<description>Informative articles regarding real estate and money matters</description>
	<lastBuildDate>Tue, 13 May 2008 21:43:59 +0000</lastBuildDate>
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		<title>Comment on FHA Loans Vs. Fannie Mae &amp; Freddie Mac Conforming Loans by Chris Goulart</title>
		<link>http://www.aboutcaliforniahomeloans.com/blog/2008/03/20/fha-loans-vs-fannie-mae-freddie-mac-conforming-loans/#comment-149</link>
		<dc:creator>Chris Goulart</dc:creator>
		<pubDate>Tue, 13 May 2008 21:43:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.aboutcaliforniahomeloans.com/blog/2008/03/20/fha-loans-vs-fannie-mae-freddie-mac-conforming-loans/#comment-149</guid>
		<description>FHA loans are guaranteed loans, Fannie Mae and Freddie Mac loans are not.  FHA loans also have some guidelines that are not as strict, along with some nifty qualification tools that Fannie and Freddie do not have.  

An example of this is FHA loans will allow for a non owner occupant co-borrower on the loan.  So if a borrower does not qualify with their income, but their mother is willing to go on the loan with them, you can use the mother&#039;s income to help qualify.

Being guaranteed through FHA makes the loans more attractive to investors.  This helps with the liquidity issues that loans in general are having right now, and also allows for a buyer to purchase a home with less money down than many conforming programs offer.

Hopefully this helps, feel free to contact me for more information.</description>
		<content:encoded><![CDATA[<p>FHA loans are guaranteed loans, Fannie Mae and Freddie Mac loans are not.  FHA loans also have some guidelines that are not as strict, along with some nifty qualification tools that Fannie and Freddie do not have.  </p>
<p>An example of this is FHA loans will allow for a non owner occupant co-borrower on the loan.  So if a borrower does not qualify with their income, but their mother is willing to go on the loan with them, you can use the mother&#8217;s income to help qualify.</p>
<p>Being guaranteed through FHA makes the loans more attractive to investors.  This helps with the liquidity issues that loans in general are having right now, and also allows for a buyer to purchase a home with less money down than many conforming programs offer.</p>
<p>Hopefully this helps, feel free to contact me for more information.</p>
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		<title>Comment on FHA Loans Vs. Fannie Mae &amp; Freddie Mac Conforming Loans by patricia raquel</title>
		<link>http://www.aboutcaliforniahomeloans.com/blog/2008/03/20/fha-loans-vs-fannie-mae-freddie-mac-conforming-loans/#comment-127</link>
		<dc:creator>patricia raquel</dc:creator>
		<pubDate>Mon, 12 May 2008 19:11:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.aboutcaliforniahomeloans.com/blog/2008/03/20/fha-loans-vs-fannie-mae-freddie-mac-conforming-loans/#comment-127</guid>
		<description>I would like to know the diference betrween FHA and Fannie Mae and Freddi Mac loans. I&#039;m still very unclear.

thank you,

Patricia Raquel</description>
		<content:encoded><![CDATA[<p>I would like to know the diference betrween FHA and Fannie Mae and Freddi Mac loans. I&#8217;m still very unclear.</p>
<p>thank you,</p>
<p>Patricia Raquel</p>
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		<title>Comment on About Hard Money and Private Money Lending by Chris Goulart</title>
		<link>http://www.aboutcaliforniahomeloans.com/blog/2008/04/20/about-hard-money-and-private-money-lending/#comment-150</link>
		<dc:creator>Chris Goulart</dc:creator>
		<pubDate>Thu, 01 May 2008 21:45:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.aboutcaliforniahomeloans.com/blog/2008/04/20/about-hard-money-and-private-money-lending/#comment-150</guid>
		<description>I will be in contact shortly to discuss this scenario with you.</description>
		<content:encoded><![CDATA[<p>I will be in contact shortly to discuss this scenario with you.</p>
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		<title>Comment on About Hard Money and Private Money Lending by Semi Paul Saulo</title>
		<link>http://www.aboutcaliforniahomeloans.com/blog/2008/04/20/about-hard-money-and-private-money-lending/#comment-126</link>
		<dc:creator>Semi Paul Saulo</dc:creator>
		<pubDate>Wed, 30 Apr 2008 19:08:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.aboutcaliforniahomeloans.com/blog/2008/04/20/about-hard-money-and-private-money-lending/#comment-126</guid>
		<description>I am looking for a $14,900,000.00 for a project in San Jose, California. In actually it is 32 units of Condominimum, with an MAI appraised at 24 Million Future Value. Everthing is in place and just needing some assurance through funding. That will be the inital approach. I have all the loan summary and executive documents to move forward on this particular projects.

And, then on the other note if there is an investor that would be interested in a return of 100% for their investment. I am looking for $1,000,000 - $2,000,000 that is willing to invest on this particular projects.

Thanks,

Paul Saulo
</description>
		<content:encoded><![CDATA[<p>I am looking for a $14,900,000.00 for a project in San Jose, California. In actually it is 32 units of Condominimum, with an MAI appraised at 24 Million Future Value. Everthing is in place and just needing some assurance through funding. That will be the inital approach. I have all the loan summary and executive documents to move forward on this particular projects.</p>
<p>And, then on the other note if there is an investor that would be interested in a return of 100% for their investment. I am looking for $1,000,000 &#8211; $2,000,000 that is willing to invest on this particular projects.</p>
<p>Thanks,</p>
<p>Paul Saulo</p>
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		<title>Comment on Home Ownership Accelerator Program by &#187; Home Ownership Accelerator Program Credit Score on Credit Speak: Find Info, News and More on Credit Score</title>
		<link>http://www.aboutcaliforniahomeloans.com/blog/2008/04/19/home-ownership-accelerator-program/#comment-111</link>
		<dc:creator>&#187; Home Ownership Accelerator Program Credit Score on Credit Speak: Find Info, News and More on Credit Score</dc:creator>
		<pubDate>Sun, 20 Apr 2008 11:37:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.aboutcaliforniahomeloans.com/blog/2008/04/19/home-ownership-accelerator-program/#comment-111</guid>
		<description>[...] Ownership Accelerator Program      Posted in April 20th, 2008  by  in Uncategorized Home Ownership Accelerator Program  There is a new home ownership accelerator program on the market, and now is a great time to [...]</description>
		<content:encoded><![CDATA[<p>[...] Ownership Accelerator Program      Posted in April 20th, 2008  by  in Uncategorized Home Ownership Accelerator Program  There is a new home ownership accelerator program on the market, and now is a great time to [...]</p>
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		<title>Comment on Home Ownership Accelerator Program by Credit card &#187; Home Ownership Accelerator Program</title>
		<link>http://www.aboutcaliforniahomeloans.com/blog/2008/04/19/home-ownership-accelerator-program/#comment-110</link>
		<dc:creator>Credit card &#187; Home Ownership Accelerator Program</dc:creator>
		<pubDate>Sun, 20 Apr 2008 05:08:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.aboutcaliforniahomeloans.com/blog/2008/04/19/home-ownership-accelerator-program/#comment-110</guid>
		<description>[...] post by Real Estate Money Matters    This entry is filed under Credit card. You can follow any responses to this entry through the [...]</description>
		<content:encoded><![CDATA[<p>[...] post by Real Estate Money Matters    This entry is filed under Credit card. You can follow any responses to this entry through the [...]</p>
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		<title>Comment on Commercial Lending &#8211; Evaluating Income on a Commercial Property by calculate debt coverage ratio</title>
		<link>http://www.aboutcaliforniahomeloans.com/blog/2008/02/26/commercial-lending-evaluating-income-on-a-commercial-property/#comment-98</link>
		<dc:creator>calculate debt coverage ratio</dc:creator>
		<pubDate>Fri, 11 Apr 2008 10:54:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.aboutcaliforniahomeloans.com/blog/2008/02/26/commercial-lending-evaluating-income-on-a-commercial-property/#comment-98</guid>
		<description>[...] AFFO per unit basic was 0.90, ...http://www.cnw.ca/fr/releases/archive/March2008/26/c7439.htmlCommercial Lending - Evaluating Income on a Commercial PropertyCommercial Lending - Evaluating Income on a Commercial Property February 26, 2008 ? In commercial [...]</description>
		<content:encoded><![CDATA[<p>[...] AFFO per unit basic was 0.90, &#8230;<a href="http://www.cnw.ca/fr/releases/archive/March2008/26/c7439.htmlCommercial" rel="nofollow">http://www.cnw.ca/fr/releases/archive/March2008/26/c7439.htmlCommercial</a> Lending &#8211; Evaluating Income on a Commercial PropertyCommercial Lending &#8211; Evaluating Income on a Commercial Property February 26, 2008 ? In commercial [...]</p>
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		<title>Comment on The Economic Stimulus Package and The Housing Market by economic stimulus package</title>
		<link>http://www.aboutcaliforniahomeloans.com/blog/2008/01/30/the-economic-stimulus-package-and-the-housing-market/#comment-95</link>
		<dc:creator>economic stimulus package</dc:creator>
		<pubDate>Tue, 08 Apr 2008 15:56:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.aboutcaliforniahomeloans.com/blog/2008/01/30/the-economic-stimulus-package-and-the-housing-market/#comment-95</guid>
		<description>[...] one had not been fully implemented yet.http://news.yahoo.com/s/nm/20080407/bs_nm/economy_bush_dc_1The Economic Stimulus Package and The Housing MarketDetails on the conforming limit increase and how that may impact the housing market. Additionally, [...]</description>
		<content:encoded><![CDATA[<p>[...] one had not been fully implemented yet.<a href="http://news.yahoo.com/s/nm/20080407/bs_nm/economy_bush_dc_1The" rel="nofollow">http://news.yahoo.com/s/nm/20080407/bs_nm/economy_bush_dc_1The</a> Economic Stimulus Package and The Housing MarketDetails on the conforming limit increase and how that may impact the housing market. Additionally, [...]</p>
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		<title>Comment on Credit Repair Basics &#8211; Disputing Credit Report Errors by Credit Reporting On Credit Speak &#187; Blog Archive &#187; Credit Repair Basics - Disputing Credit Report Errors</title>
		<link>http://www.aboutcaliforniahomeloans.com/blog/2008/01/28/credit-repair-basics-disputing-credit-report-errors/#comment-89</link>
		<dc:creator>Credit Reporting On Credit Speak &#187; Blog Archive &#187; Credit Repair Basics - Disputing Credit Report Errors</dc:creator>
		<pubDate>Fri, 04 Apr 2008 05:29:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.aboutcaliforniahomeloans.com/blog/2008/01/28/credit-repair-basics-disputing-credit-report-errors/#comment-89</guid>
		<description>[...] Credit Repair Basics - Disputing Credit Report Errors I suggest disputing each item with each credit reporting agency. If you have three items that are inaccurate, you should make 9 separate disputes, one dispute for each item to each reporting agency. I have put the links to the three &#8230; [...]</description>
		<content:encoded><![CDATA[<p>[...] Credit Repair Basics &#8211; Disputing Credit Report Errors I suggest disputing each item with each credit reporting agency. If you have three items that are inaccurate, you should make 9 separate disputes, one dispute for each item to each reporting agency. I have put the links to the three &#8230; [...]</p>
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		<title>Comment on Credit Repair Basics &#8211; Disputing Credit Report Errors by Credit Repair Basics - Disputing Credit Report Errors</title>
		<link>http://www.aboutcaliforniahomeloans.com/blog/2008/01/28/credit-repair-basics-disputing-credit-report-errors/#comment-84</link>
		<dc:creator>Credit Repair Basics - Disputing Credit Report Errors</dc:creator>
		<pubDate>Wed, 02 Apr 2008 03:29:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.aboutcaliforniahomeloans.com/blog/2008/01/28/credit-repair-basics-disputing-credit-report-errors/#comment-84</guid>
		<description>[...] Credit Repair Basics - Disputing Credit Report Errors You should be able to find the contact information for them on your credit report, name, address and phone number. You can call them to discuss the item, or send them a letter and documentation in the same manner as I outlined above. &#8230; [...]</description>
		<content:encoded><![CDATA[<p>[...] Credit Repair Basics &#8211; Disputing Credit Report Errors You should be able to find the contact information for them on your credit report, name, address and phone number. You can call them to discuss the item, or send them a letter and documentation in the same manner as I outlined above. &#8230; [...]</p>
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