Before going out to shop for a home, you really should have a good idea of what you can afford.  You can get a general idea of what your payments would be by using one of our mortgage calculators, but to know how large of a mortgage you can actually qualify for, you should talk […]

Posted in Borrower Resources, Buying a Home No Comments »

 Continuing our topic from yesterday, I will be addressing mortgage rates today.  They have been falling.  In fact, the fed cut rates this morning by .75%!  What does that mean to you, will they continue to fall, and is now the right time to look into a refinance?Many people hear the news that the fed […]

Posted in Buying a Home, Current Events No Comments »

I get asked by clients every day, are we at the bottom of the market?  Is now the time to buy?  Should I refinance into a fixed rate mortgage now?  Will rates continue to fall?  These are all good questions, but the answers should not dictate your actions.Let’s talk about the housing market in general […]

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