I get asked by clients every day, are we at the bottom of the market?  Is now the time to buy?  Should I refinance into a fixed rate mortgage now?  Will rates continue to fall?  These are all good questions, but the answers should not dictate your actions.Let’s talk about the housing market in general […]

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With the current credit crunch, money is becoming tougher to borrow for a home loan or refinance.  One of the biggest factors that you have some control over is your credit score.  Your credit score is the foundation of any loan package that is put together for you, and there are some simple things you […]

Posted in Borrower Resources, Your Credit 8 Comments »

While the severe downturn nationwide of the real estate market has caused financial hardship for many, it has also created opportunity for savvy investors to take advantage of.  With foreclosures at or near all time highs, and bank owned properties becoming more and more common, the ability to purchase real estate below market value is […]

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 If you are a homeowner and are currently behind on your mortgage payments, you need to read this.  It is very important to act as soon as possible, there are solutions available to help, but the longer you delay, the tougher it will be to find a solution.The first thing you need to do is […]

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If you’re a broker in today’s market, you know that money has tightened up dramatically.  Hard money has become the new subprime, and many brokers are finding themselves placing hard money loans for the first time.  To make things more difficult, hard money lenders are inundated with loan requests.  If you don’t already have relationships […]

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